Bank Financing Requirements

SMDC Accredited Banks

• BDO 
• Chinabank 
• Bank of Philippine Island
• Philippine National Bank
• Philippine Savings Bank
• Robinsons Bank
• Metrobank
• Hongkong Shanghai Banking Corporation Philippines
• United Coconut Planters Bank Union Bank Philippines
• Maybank Philippines
• Bank of Commerce

General Requirements

• Properly filled-out Housing Loan Application
• Insurance form
• Photocopy of Marriage Contract (if married)
• IGovernment Issued ID

If Locally Employed

• Certificate of Employment with Compensation
• Six (6) month payslip
• Latest Income Tax Return and/or Form 2316
• Proof of Billings
• Bank Statements

If Employed Abroad

•  Certificate of Employment with Compensation
• Latest Crew Contract (for seamen)
• Latest six (6) months Proof of monthly remittances or payslips
• Special Power of Attorney authenticated by the Philippine Consulate
• Proof of Billings
• Bank Statements

If Self Employed

• Business Background / Company Profile (if applicable)
• Certificate of Business Registration with DTI
  
• Copy of Lease Contract and title for income from rented / leased properties
  
• Copy of SEC Registration, Articles of partnership
  
• Copy of SEC Registration, Articles of Incorporation / By-Laws
  
• Audited Financial Statements for the past two (2) years.
  
• Income tax Return for the last two (2) years
  
• Latest six (6) months Statement of Bank Account / Photocopy of Passbook
  
• At least three (3) major Suppliers / Customers with contact information
  
• Proof of Billings
  
• Bank Statements

Take Note

Document requirements may vary from bank to bank so additional requirements may be requested by your preferred bank.